Florida Approves 7% Auto Rate Decrease for USAA, Affecting 498,000+ Policies
The state Office of Insurance Regulation says the rate cut covers more than 498,000 USAA auto policies in Florida.
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The Florida Office of Insurance Regulation (OIR) announced on Oct. 26, 2026, that it approved a 7% decrease in auto insurance rates for USAA, according to the agency’s newsroom item dated that day. The decrease affects more than 498,000 policies in Florida.
The notice does not say when the new rates take effect, how the change applies to individual policyholders, or how many of the affected policies are in Okaloosa, Santa Rosa, Walton or Bay counties.
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