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<url><loc>https://emeraldcoastdispatch.com/news/2026/11/infinity-auto-refund-excess-profits-florida/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T13:16:21-06:00</news:publication_date><news:title>Infinity Auto to Refund More Than $46 Million in Excess Profits to Florida Policyholders</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/bay-county/2026/11/panama-city-beach-front-beach-road-review/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T13:16:18-06:00</news:publication_date><news:title>Panama City Beach committee to review Front Beach Road 4.1 proposals Nov. 12</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/walton-county/2026/11/walton-county-new-years-eve-fireworks-beach-ban/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T11:10:59-06:00</news:publication_date><news:title>Fireworks on Walton County beaches on New Year&#8217;s Eve: banned, with fines up to $500</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/walton-county/2026/11/miramar-beach-baytowne-new-years-eve-early-fireworks-kids/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T11:10:57-06:00</news:publication_date><news:title>Early New Year&#8217;s Eve fireworks for kids in Miramar Beach: Baytowne&#8217;s 8 p.m. show</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/walton-county/2026/11/emerald-coast-state-park-trails-hunt-free-hiking-topsail-grayton/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T11:10:54-06:00</news:publication_date><news:title>Hunt-free hiking: state park trails on the Emerald Coast, from Topsail Hill to Rocky Bayou</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/okaloosa-county/2026/11/emerald-coast-state-park-camping-dog-rules-rates-booking-winter/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T11:10:52-06:00</news:publication_date><news:title>Camping with a dog at Emerald Coast state parks this winter: rates, booking window, rules</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/okaloosa-county/2026/11/eglin-florida-trail-hiking-permit-thanksgiving-gun-season/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T11:10:49-06:00</news:publication_date><news:title>Hiking the Florida Trail on Eglin over Thanksgiving: permit, closures map and gun season</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/okaloosa-county/2026/11/destin-first-sunrise-2027-new-years-day-closures/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T11:10:46-06:00</news:publication_date><news:title>First sunrise of 2027 in Destin: 6:42 a.m., and what&#8217;s closed on New Year&#8217;s Day</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/walton-county/2026/11/rip-current-statement-walton-county-beaches-tuesday/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T10:59:06-06:00</news:publication_date><news:title>Rip current statement for Walton County beaches through Tuesday evening</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/okaloosa-county/2026/11/start-a-business-okaloosa-county-llc-business-tax-receipt/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T10:12:46-06:00</news:publication_date><news:title>How to start a business in Okaloosa County: LLC fees, business tax receipt and zoning</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/bay-county/2026/11/flash-flood-warning-central-bay-county/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-01T10:45:36-06:00</news:publication_date><news:title>Flash Flood Warning issued for central Bay County until 11:45 a.m. CST</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/bay-county/2026/11/flash-flood-warning-for-bay-county-until-nov/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-01T09:41:00-06:00</news:publication_date><news:title>Flash Flood Warning for Bay County until Nov. 1, 11:45 a.m. CST</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/bay-county/2026/11/flash-flood-warning-bay-county-florida/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-01T07:42:07-06:00</news:publication_date><news:title>Flash Flood Warning in effect for parts of Bay County until 10 a.m. EST Sunday</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/news/2026/11/nws-flood-advisory-bay-walton-washington/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-01T04:50:11-06:00</news:publication_date><news:title>NWS issues flood advisory for Bay, Walton and Washington counties until 5:45 a.m. CST</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/okaloosa-county/2026/11/fort-walton-beach-late-fees-resume-nov-16/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-01T04:10:11-06:00</news:publication_date><news:title>Fort Walton Beach to Resume Late Fees and Utility Disconnections the Week of Nov. 16</news:title></news:news></url>
<url><loc>https://emeraldcoastdispatch.com/bay-county/2026/10/panama-city-beach-council-discusses-pcb-cares-draft/</loc><news:news><news:publication><news:name>Emerald Coast Dispatch</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-31T21:14:02-05:00</news:publication_date><news:title>Panama City Beach Council Discusses Draft of PCB CARES Program</news:title></news:news></url>
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