Local services Insurance Services in Emerald Coast Insurance in Emerald Coast: 28 insurance agencies. Insurance Agencies Bay County (16) Okaloosa County (12) Recommended readingHurricane Isaias insurance claims on the Emerald Coast: deadlines, deductibles and steps Listings come from state license records, public business registries and OpenStreetMap (© OpenStreetMap contributors). Businesses can claim and update their listing for free. Details change, so call ahead.