Moving to NSA Panama City: towns nearby, housing costs and VA care
Navy research, diving and salvage training on St. Andrew Bay, next to Panama City Beach.
Naval Support Activity Panama City is in Bay County, Florida. In a straight line, the closest towns are Panama City (4.8 mi), Lynn Haven (7.9 mi) and Springfield (8.3 mi). The median home value in Panama City is $268,900 and the median rent is $1,327 a month. The nearest VA clinic is Panama City Beach VA location, 3.0 mi away.
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Towns near NSA Panama City, closest first
Tap a column to sort. Miles are a straight line from the town center to the base; bridges and gates change the drive.
| Town | Miles to NSA Panama City | Population | Veterans (adults) | Armed forces (16+) | Median home value | Median rent | Nearest VA |
|---|---|---|---|---|---|---|---|
| Panama City | 4.8 mi | 34,979 | 10.2% | 1.1% | $268,900 | $1,327 | 7.8 mi |
| Lynn Haven | 7.9 mi | 20,081 | 16.7% | 2.3% | $320,000 | $1,563 | 10.4 mi |
| Springfield | 8.3 mi | 8,230 | 13% | 1.5% | $188,600 | $1,307 | 11.2 mi |
| Panama City Beach | 8.5 mi | 18,971 | 11.5% | 1.4% | $441,300 | $1,791 | 4.1 mi |
| Parker | 9.6 mi | 4,509 | 16.8% | 1.1% | $224,200 | $1,338 | 12.5 mi |
| Callaway | 12.5 mi | 13,496 | 17.1% | 3.7% | $250,300 | $1,322 | 15.4 mi |
| Mexico Beach | 25.5 mi | 1,099 | 16.8% | 0% | $466,300 | $1,951 | 28.0 mi |
| Freeport | 32.1 mi | 6,689 | 11.9% | 1.5% | $407,800 | $1,859 | 22.3 mi |
Before you report to NSA Panama City
- Check your housing allowance for the base ZIP code at the official BAH rate lookup. 2026 rates took effect Jan. 1 with an average increase of 4.2%.
- Read the NSA Panama City page on Military OneSource: housing office, schools, child care and relocation help.
- Base news, gate hours and visitor rules: Naval Support Activity Panama City official site.
- Look at a flood map before you sign a lease or buy: FEMA flood maps. Hurricane season runs June 1 to Nov. 30.
VA health care near NSA Panama City
Free help with VA claims
County and state veteran service officers are trained and accredited to help you file disability, pension and survivor claims, appeal a decision and enroll in VA health care. The help is free: you never have to pay anyone to file a VA claim.
State benefits for service members and veterans
Florida
No state income tax on military retired pay
- Florida has no personal income tax, so military retired pay and Survivor Benefit Plan payments are not taxed by the state.
- Homestead: veterans with a 10% or higher combat-related VA disability get up to $5,000 off assessed value, and a service-connected total and permanent disability brings a full homestead exemption. Veterans 65 or older with a permanent combat-related rating get a discount equal to their disability percentage.
- The "Veteran" designation on a Florida driver license or ID is free for honorably discharged veterans, and 100% disabled veterans pay no license fee.
- Hunting and fishing: a free five-year license for resident veterans rated 50% or more disabled, and the $20 Military Gold Sportsman's License for active duty stationed in Florida, Florida resident service members and military retirees.
- The Congressman C.W. Bill Young Tuition Waiver removes out-of-state fees for honorably discharged veterans at Florida public colleges and universities.
- Military spouses can often convert a license from another state to a Florida license, with fee waivers and faster processing depending on the agency.
Retiring from the service? Compare towns on the Emerald Coast on taxes, health care and housing ›
Local auto repair shops for military families near NSA Panama City
Veteran-owned business?
Stationed here, or served here?
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- Tips for the next family on orders: neighborhoods, schools, commutes, what you wish you knew.
- Ask a local: send a question and we will answer it on this page or in a story.
- Add a ceremony, reunion or post meeting: free listing in our events calendar.
Military news and guides
- Free help filing a VA claim in Okaloosa, Walton, Santa Rosa and Bay: offices and hours
- Military spouse jobs on the Emerald Coast: moving a professional license to Florida
- PCS to Eglin or Hurlburt: what Florida asks for a new driver license, tags and voter card
- VA care on the Emerald Coast: what the Eglin and Panama City clinics offer
- Florida homestead exemptions for disabled veterans: amounts and how to apply by county
- Military golf at Hurlburt Field and Eglin AFB: who can play and how to book
Questions about moving to NSA Panama City
What towns are closest to NSA Panama City?
Panama City (4.8 mi), Lynn Haven (7.9 mi), Springfield (8.3 mi), Panama City Beach (8.5 mi) and Parker (9.6 mi), measured in a straight line from each town center. Driving time depends on the gate you use and traffic on bridges and main roads.
Where is the nearest VA clinic to NSA Panama City?
Panama City Beach VA location, 140 Richard Jackson Boulevard, Suite 100, Panama City Beach, FL 32407, about 3.0 mi away in a straight line.
How much is BAH near NSA Panama City?
Basic Allowance for Housing depends on your duty station ZIP code, pay grade and whether you have dependents. Check the official rate lookup at travel.dod.mil. 2026 rates took effect Jan. 1, 2026, with an average increase of 4.2%.